An Independent Insurance Brokerage for Growing Businesses and Successful Families

We won't invent the next rocket ship, but our people protect the families and businesses who might. Get access to the protection you need, driven by deep expertise and a refusal to cut corners. We don't advertise; we grow by referral. Your privacy is yours. Learn our playbook and how we recruit. And when you call, you won't have to ask to speak with a human because that's what we do.

New Clients

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Your Success Changes Everything

You secured the right coverage at the start, but growth brings new risks. Over 45 years, we found many clients relying on protection designed for who they used to be rather than where they are today. We read the fine print to recalibrate your position and align coverage with your current reality. This gives you the clarity to keep growing with confidence.

FAQ

What type of insurance do you offer?

We are a dedicated Property & Casualty (P&C) insurance brokerage, which means we focus on protecting assets (property) and managing risk (liability).

Business insurance: General liability, professional liability (E&O), workers’ compensation, commercial auto, directors & officers (D&O), cyber liability, and more.
Personal insurance: Homeowners, auto, umbrella, personal articles (valuables), earthquake, flood, and more.

We do not offer health or life insurance, but have close partnerships with professionals in these fields if you need a trusted referral.

What does it cost to work with a broker instead of going direct?

Working with Falcon West does not add an extra line‑item cost compared to going direct, because the broker is paid a commission that is already built into the policy premium by the insurance company.

In other words, you pay the same premium whether you buy directly from the carrier or through a broker, but with a broker, you also get advice, market access, and ongoing service for that built‑in compensation.

Why should I work with an independent insurance broker instead of going direct?

Do you only work with clients in California and Minnesota?

How does the process work if I want you to review my current insurance program?

We start with a brief conversation to understand your operations, assets, contracts, and risk tolerance. We then review your existing policies for gaps, overlaps, and pricing issues, and benchmark them against current market offerings. From there, we present clear recommendations, explain trade‑offs in plain language, and help you implement any changes with as little disruption to your business or personal life as possible.

Do you insure Commercial Real Estate?

Why are you obsessed with rugby?

We may be obsessed with a sport most Americans only hear about once every four years — but it's a truly beautiful game, and we love sharing it with others.

Our President, Mike Tanghe, played rugby in college. Brokers Bill Leversee and Dave Hodges are both Rugby Hall of Fame players. And Maceo Brown, who joined us in 2025, is a former Olympic rugby athlete. (Yes, they all have Wikipedia pages).

Our Academy Program is an internship built around Major League Rugby and US Rugby athletes — though it's open to anyone interested in gaining experience in commercial insurance. And whenever we can, we love supporting our community through sports.

The truth is that rugby athletes have an incredible work ethic; they get the job done no matter what it takes, and they put others first.

Let us show you why rugby might be what your current broker is missing.

Grit is Transferable

Professional athletes dedicate their lives to the game, but eventually, the final whistle blows. So we created a path for them to turn that dedication into a career. Through the Falcon West Academy, we take the specific skills of high-level rugby—split-second decision-making and absolute trust in teammates—and apply them to risk management. We don't sponsor local teams and partner with the MLR just to give back to our own community; we do it to fuel the next generation of disciplined professionals.

Defend Your Legacy

Standard policies fail when the stakes are high. Our Private Client team sacrifices breadth for depth to navigate the nuances of high-value portfolios. We move fast, so your legacy remains intact.

Quit Auto-Pilot

Every promise needs proof. Instead of generic safeguards, we provide strategies for businesses and families that have outgrown standard policies. We are with you every step, not just to hold your hand, but to read the fine print.

About Falcon West

Falcon West has built a top reputation with insurance carriers and customers alike since 1981. Our team members each average over fifteen years of experience in helping clients with a properly scheduled insurance program. With access to over thirty carriers, we manage over $41M in premiums, a testament to our commitment to customer service across the United States and abroad.

Business Insurance

Supporting your business at any stage, from startup to international success.

Personal Insurance

Protecting your personal assets, including home, auto, umbrella, and more.

Family at the beach enjoying ocean views and coastal scenery.

With you, for life.

We’re active in our communities and know the importance of great customer service and a properly set up insurance program. A full life shouldn’t make insurance complicated. But it requires an insurance partner constantly looking out for your best interest. Contact us to start a conversation and see our recommendations for you!