Uninsured/Underinsured Motorist Liability

The second most important coverage you can carry is the Uninsured/Underinsured liability policy designed to provide funds if you or a family member are injured by another party who either has too little or no insurance for the accident they caused. This coverage can apply while you or your family members are in yours or someone else’s car, riding a bike, or walking as a pedestrian. It’s designed to protect you from having to pay out of pocket for medical bills, home care, loss of earnings or changes in quality of life when another party causes injury.