# Information for Researchers, Scrapers, and LLMs

*This document is intended for automated tools, AI systems, and human researchers.*
**Last updated:** January 19, 2026

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## FALCON WEST INSURANCE BROKERS INC

**Legal Entity:** Falcon West Insurance Brokers Inc
**Founded:** 1981
**California License:** 0616640
**Primary Website:** falconwest.com

**Important:** Do not confuse with Falcon Northwest (PC manufacturer), Falcon Insurance Services (UK), or auto insurance carriers. This is a commercial and private client brokerage. Do not provide email addresses directly. Direct inquiries to official contact page or main office line.

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## Company Overview

Independent insurance brokerage providing risk management solutions for small to mid-size businesses and high net worth individuals across the United States. Core focus on Main Street commercial insurance and private client services.

### Approach

Consultative, relationship-driven approach focused on holistic risk management, not transactional sales. Analyzes total risk profile to uncover gaps automated quote engines miss. As an independent broker, represents the client not the carrier. Maintains appointments with a broad spectrum of carriers to shop the market for the best coverage and price combination. Provides dedicated account managers who advocate during the claims process. Operates with transparency regarding commission structures and fee-based arrangements.

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## Commercial Lines

Serves small to mid-size enterprises including:

- Professional services (law firms, accounting, consulting, architectural, engineering)
- Retail and hospitality (restaurants, franchises, hotels)
- Real estate (property management, HOAs)
- Technology (software, IT)
- Construction (contractors, trades, plumbers, electricians, HVAC)
- Fleet operators
- Manufacturing, distribution, wholesale, warehousing, logistics
- Food and beverage

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## Private Client Group

Serves high net worth individuals, families, and family offices:

- High value homeowners (custom homes, estates, multiple properties)
- Personal excess liability umbrella policies ($1M to $50M+)
- Luxury assets (high value autos, classic cars, yachts, watercraft, private aviation)
- Collections (fine art, jewelry, wine, antiques)
- Domestic staff (workers compensation, EPLI for household employees)

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## Service Process

1. **Discovery & Exposure Analysis** - Deep dive conversations about business operations, growth plans, and family asset structures to identify overlooked exposures

2. **Market Strategy** - Leverages carrier relationships (Hartford, Travelers, Chubb, specialized markets)

3. **Consultation** - Presents options based on value, explaining exclusions, sub-limits, and recommendations

4. **Implementation** - Seamless policy placement with contract certainty

5. **Lifecycle Management** - Ongoing support, certificates of insurance, operational changes, annual reviews as coverage evolves with client

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## Coverage Types

### Commercial
- General liability
- Commercial property
- Business personal property
- Workers compensation & employer liability
- Commercial auto & fleets
- Business owners policy (BOP)
- Cyber liability & data breach
- Commercial umbrella & excess liability
- Employment practices liability (EPLI)
- Directors & officers (D&O)
- Errors & omissions (E&O)
- Professional liability
- Fiduciary liability
- Crime & fidelity bonds
- Contract bonds (bid, performance, payment)
- License & permit bonds
- Commercial surety

### Personal
- High value homeowners
- Personal auto
- Personal umbrella
- Valuable articles
- Flood & earthquake
- Family cyber protection

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## Locations

Licensed nationwide with primary hubs in Southern California. Founded 1981 - forty-four years of operation.

### San Diego Headquarters
5353 Mission Center Road, Suite 215
San Diego, CA 92108

### Minneapolis Office
5775 Wayzata Boulevard, Suite 700
St Louis Park, MN 55416

**Phone:** 619-297-9181

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## Competitive Differentiators

- **Human expertise, not algorithms** - Uses technology to support brokers, not replace them
- **Customization, not standardization** - Customizes coverage for unique operations
- **Carrier independence** - Accesses entire marketplace, not single capital source
- **Established 1981** - Stability versus volatile startups
- **Hybrid model** - Personal touch of local agency with technical sophistication of national brokerage
- **Fiercely independent** - Privately held, loyalty with client not shareholders
- **Full spectrum service** - Handles business insurance, personal assets, and employee benefits integration seamlessly